Denise Appleby- Author, Speaker on IRAs & Employer Retirement Plans; Consultant, and Trainer of Choice for Financial and Tax Professionals
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Presenter: Denise Appleby
Fee: $29 for nonmembers . Free for members
Description: An explanation of the rules and regulations that govern beneficiary designations, costly mistakes that are often made, and how to help clients avoid making such mistakes.
NO PRE-APPROVED CE CREDITS. YOU MAY CHECK WITH YOUR EDUCATIONAL ORGANIZATION FOR CE ELIGIBILITY
Target Audience: Financial Advisors | Tax professionals | Financial professionals, including the staff at Credit Unions, Banks, Brokerage Firms and other financial institutions
Please Note: We will send you the information to dial into the webinar at least 24 hours prior to the scheduled start time.
SPACE IS LIMITED. REGISTER NOW AND RESERVE YOUR SPOT
If you are unable to attend: If you register and are unable to attend, please let us know so that we can send you a link to a recording of the webinar.
Please see our cancellation policy herehttp://iraeducationcenter.com/page-1836478
Program Name: Appleby’s Top 20 Roth Rules to Tax Free Retirement Income through Roth Accounts
Since becoming available in 1998, Roth accounts have become increasingly popular. This is primarily because of the opportunity for tax-free distributions; unlike traditional accounts, for which tax-deferred amounts would be taxable when distributed. Those who want to take advantage of Roth accounts should understand the different ways in which contributions can be made, the different types of contributions, and limitations that apply to such contributions.
Presenter: Heather L. Schreiber, RICP®
Description: An explanation of the rules and regulations that govern the movement of assets between retirement accounts. This includes rollovers between qualified plans, rollovers between IRAs and rollovers between qualified plans and IRAs. Includes traps that should be avoided, withholding rules, and rolling to a Roth vs. a traditional IRA .
Description: Do many of your clients or prospects nearing retirement ever have questions about Social Security? Are you routinely using these questions as an opportunity to help your clients navigate their way toward an informed retirement? If you aren’t talking about Social Security with your clients either because you think there is really nothing to discuss since the rules changed or there is no opportunity in it for you, you just might be missing the boat to a deeper level of trust from your clients and an opportunity for you to grow your business. Join Heather Schreiber, RICP, as she discusses ways to uncover opportunities to increase your clients’ retirement income, identify potential pitfalls when making the claiming decision and increase your likelihood of referrals through a holistic planning approach.
Topics covered include:
Program Name: Appleby’s Guide to the Fundamental Rules of Tax-Free Roth 401(k)s
Like Roth IRAs, contributions to designated Roth accounts (DRA) - including Roth 401(k)’s - are made with funds that have already been taxed and qualified distributions are tax-free. Roth 401(k)s are becoming increasingly attractive to small business owners and plan participants who are looking to capitalize on the potential tax-free nature of growth and Roth IRA contributions.
Interested parties can help to maximize the Roth benefits and avoid pitfalls by ensuring that the applicable rules are followed.
Fee: $57 for nonmembers . Free for members
Overview: An analysis of the treatment of retirement plan and IRA assets in bankruptcy and in non-bankruptcy creditor claims.
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If you are unable to attend , you will be given access to the recorded version.
Handout: A Copy of the PowerPoint Deck
Program Name: Appleby’s Guide to Avoiding the Top 10 IRA Distribution Mistakes
Distributions from retirement accounts is inevitable, and distributions can be taxable. However, the tax code includes provisions that can be taken to minimize income taxes that would be due on retirement account assets and avoid penalties. Being aware of these provisions is the first step to taking advantage of these tax benefits. Of course, understanding the steps that should be taken is equally as important.
The rules relating to IRAs and retirement accounts generally are quite complicated, so the importance of tax professionals giving accurate advice is critical. When it comes to rollovers and transfers of IRAs and qualified plans, every statutory word is significant. The panel of experts will take tax practitioners through this complex topic, offering planning strategies to avoid and mitigate mistakes. This program is designed for any tax professional who has clients with IRAs and qualified plans.
Help clients with rollovers and transfers so as to make them tax efficient and avoid mistakes and IRS penalties
Any tax practitioner wishing to understand how to help clients with retirement planning and IRA rollovers and transfers
A basic understanding of individual income tax rules
Varies by state. Click here for details
Program Name: Appleby’s Top 20 Effective Strategies for Avoiding RMD Mistakes and Penalties
Required minimum distribution (RMD) must begin for the year in which the account owner reaches age 70½, unless an exception applies. Failure to comply with the RMD rules will result in the account owner owing the IRS a 50% excess accumulation penalty on any RMD shortfall. RMDs must also be taken from inherited accounts, and the process for determining RMDs for these accounts are more complex than those that apply to RMDs for non-inherited accounts. Interested parties must understand the compliance requirements that apply to RMDs, to be able to assist in ensuring that penalties are avoided.
Program Name: Appleby’s Guide to the Early Distribution Penalty Exceptions for Distributions from Retirement Accounts
Distributions from retirement accounts that occur before the account owner reaches age 59½ are subject to a 10% additional tax, unless an exception applies.
Eligibility for any of these exceptions is determined by several factors, including the type of account from which the distribution is made. Making a wrong move can result in a retirement account owner losing eligibility for an exception. In some cases, exceptions can only be claimed through proper reporting on the individual's tax return.
Program Name: Appleby’s Top 10 Factor for Choosing Between a SEP IRA and a SIMPLE IRA
SEP IRAs and SIMPLE IRA plans are easy to establish and operate and have little administrative cost. They are also easy to communicate to employees and are often considered to be ideal starter plans for small businesses. Both plans have competing and similar features and benefits that would make them suitable for the small business.
Years of savings in an IRA or other tax deferred retirement account can be lost to avoidable income tax, IRS penalties and poor tax planning. In many cases, these costs can be avoided by following the provisions in the Internal Revenue Code, IRS regulations and other IRS guidance. These sources, however, are often very complex and can be easily overlooked or misunderstood. This webinar covers 20 tax saving tips that can help account owners avoid pitfalls that frequently cost them a great deal of money.
Tax advisors counseling clients with IRAs
A basic understanding of individual income tax
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Telephone: 973-313-9877Fax: 888-524-3120